When you hear about San Francisco, you know it can rival the cost-of-living of New York City. When you’re on vacation, it can be even worse — it can be done on a budget you just need to plan well and avoid unnecessary costs. This guide will show you where to go, what you can do for free and how to have the most fun with your travel funds.
You've planned, you've saved, you've made a million reservations. Now you're on your trip! As far as money goes, the fun is just getting started. It's tempting to spend like crazy when you finally embark on a new trip. After all, you're on vacation, right? Well, for those of us with tight travel budgets, we can't go crazy. And we need a way to track expenses so we know where we are with our budget.
It feels good to be kicking our budget's ass this much. We feel like we're really splurging, but that's taking on a different meaning here. Sitting on the street outside of a hostel drinking crap canned beer while the sun slowly slips below the horizon feels exceedingly satisfying. It feels like enough to do in one evening.
We all know we should spend less and save more.
Still, more than a third of Americans have no savings to speak of, not even an emergency fund. A little less than half have only enough saved to get them through three months without a job.